Health insurance

Health insurance ensures adequate health and social security in times of sickness or injury, since it covers the costs for risks in cases of sickness, injury or other health-care needs. The basic characteristic of health insurance is that the rights of each individual or the dependant family members are connected to the application for the insurance and the payment of the proper contribution (compulsory health insurance) or premium (voluntary health insurance).


Foreigners who are not included in the health insurance system of the Republic of Slovenia have the right to urgent or necessary health care services, the payment for which is provided in accordance with the European legal order, international agreements or from the state budget.

The insured persons identify themselves at healthcare institutions with a health card, on which all health insurance data are stored. Usually, you need to make an appointment to see a doctor. As a rule, you visit the health centre closest to your residence.

If you cannot obtain insured person status under compulsory health insurance, inform yourself about possible additional health insurance programmes at the health insurance companies.

 

In Slovenia, there are two types of health insurance – compulsory and voluntary.

Compulsory health insurance

does not cover all costs arising from treatment. Full coverage of costs is ensured only for children, pupils and students who regularly attend school and for certain diseases and conditions. For other services, however, only a certain percentage of the price for the service is covered. Arrange your compulsory health insurance at the Health Insurance Institute of the Republic of Slovenia.

Voluntary health insurance

covers the difference between the full price and the percentage covered by compulsory health insurance. The insurance premium for supplementary health insurance is to be paid by you, and the insurance can be arranged at any health insurance company.